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Our mortgage products

When we arrange a mortgage, it's always based on your specific requirements. But to help simplify the process, we have different mortgage types for different needs.

If you can't find a product that suits your needs, get in touch with one of our expert mortgage consultants on 0330 123 0773.

  • Later Life Mortgages

    Borrowing in later life brings with it a set of unique needs. We offer a range of mortgages for later in life, tailored to over 50s, over 60s, and over 70s.

  • Holiday Let Mortgages

    Mortgage Products

    Holiday Let Mortgages

    A holiday let mortgage could help you realise your dream of owning a second home - perhaps a coastal cottage or a lakeside retreat - that will be let out to holidaymakers as well as being able to stay there yourself.

  • Expat mortgages

    Mortgage Products

    Expat mortgages

    We offer a range of mortgages to British expats living or working abroad.

  • Variable Rate

    Mortgage Products

    Variable Rate

    There are different types of variable rate mortgages. These include Standard Variable Rate, discounted and tracker rate mortgages.

  • Fixed Rate

    Mortgage Products

    Fixed Rate

    Fixed rate mortgages are suitable if you want to pay a set amount each month and do not want your monthly payment to fluctuate.

  • Remortgages

    Mortgage Products


    If your mortgage is with another lender and you are coming to the end of your existing mortgage deal, you may wish to consider switching to us.

  • Self Employed Mortgages

    Mortgage Products

    Self Employed Mortgages

    We have lots of experience in dealing with self employed mortgages. Our mortgage underwriters will review your case personally, taking a balanced view of your personal circumstances, work situation and variable income using their common sense rather than a computer model.

  • Self Build

    Mortgage Products

    Self Build

    Building your home can be an incredible experience and at the same time, a challenging one too.

  • Shared Ownership

    Mortgage Products

    Shared Ownership

    Saving up for a deposit when you are trying to get on the housing ladder is not easy, but Shared Ownership is a unique way of purchasing a home without having large amounts of money to put down as a deposit.

  • Buy to Let

    Mortgage Products

    Buy to Let

    A Buy-to-let mortgage is used when a property is to be bought and let out to tenants.

  • Gifted Deposit Mortgages

    Mortgage Products

    Gifted Deposit Mortgages

    A gifted mortgage is where a lender allows the homebuyer to use money given to them by their family for a deposit. This could be a portion of the deposit required for a mortgage or the entire deposit but crucially, the arrangement is that the sum is a ‘gift’ with no requirement to repay the money

  • Existing Members

    Mortgage Products

    Existing Members

    If you are one of our mortgage members we can assist you when finding a new deal to move home, borrow more, or make changes to your existing mortgage.

  • Expat

    Mortgage Products


    We offer expat customers the opportunity to invest in buy to let properties in England and Wales. We offer buy to let mortgages for expats, with capital and interest only options

Your home may be repossessed if you do not keep up repayments on your mortgage.